What All is Included in Closing Costs?
Today we are answering your questions about closing costs. First, what are closing costs? At the closing table, the
Rapid Rescoring Your Credit Report
What is rapid rescoring and what does it do for your credit report? There are certain circumstances where
A Quick Overview of The Appraisal Process
If you’re a buyer, what really goes on in the appraisal process? On our team, we order appraisals
Documenting Conventional Gift Funds
How do gift funds work for conventional loans? Well, when it comes to gift funds for conventional loans, my
Is It Better to Buy Now or Wait?
Are you better off waiting to buy a home or buying now? Every market is different, just like
Down Payment Questions? We’ve got answers!
You’ve got questions, and we’ve got answers—today, we’re going to talk about down payments. How much should your

About Rob Spring
Hello, My name is Rob Spring, I lead The Spring Mortgage Team with Hometrust Mortgage. I am an Area Manager and License Loan Originator – we are a local Mortgage Lender and Broker. Our office is just off the Historic Downtown Square in McKinney, Texas. I have been in Mortgage and Real Estate for 15 years. We’ve seen the ups and downs – There have been lots of changes over the years and we’ve been able to stay on top by delivering dependable, knowledgeable mortgage planning for our clients.
Rob Spring
NMLS ID 221178
The Spring Mortgage Team
Hometrust Mortgage Company
204 S. Kentucky Street McKinney, TX 75069
214-929-5810
RSpring@Hometrust.com
Hear what people are saying about us:
I had an absolutely amazing experience. I’ve gone through about 5 transactions now, and this time I was buying. There were a few obstacles to overcome, but I was always kept informed. There was always a constant amount of communication. They were really personable and nice. I had a really great experience.
The Spring Mortgage Team, specifically Robert was always quick to reply and full of information, most of which I was unable to find anywhere else. Honestly, their reply and turnaround times with the wealth of information, I really felt was above and beyond.
Whenever I had a question, they were always happy to answer it, and they provided me with a plethora of options. I feel like a got a really great deal.