What makes the Spring Mortgage Team different?
We all know there are a million different lenders, bankers and brokers out there and everyone basically gets their money from the same place. Well, let’s say 95% of the time the money comes from the same place. So how does a company stand out? Here are 7 reasons The Spring Mortgage Team w/ Hometrust Mortgage stands out from the crowd.
1 – Our People
We are a team and we are a family; a small group of, husbands, wives, mothers, fathers, best friends and college teammates and roommates.
2 – Our Communication
Communication is by far the most important part of the loan process. Our calendar system and open access to everyone on the team insures each buyer, their respective Realtor and Sales Rep know exactly where we stand every week.
3 – Our in House Processing, Underwriting, and Closing Departments
Having complete control of the entire process in-house allows us to deliver a quick and consistent loan process.
4 – Our Flexibility
We are a direct Seller/Servicer and a full correspondent mortgage banker and broker with 20+ investors. We underwrite to the manual with virtually no overlay requirements. We take a common sense approach to underwriting, a refreshing change to what some other lenders experience.
5 – Our Technology
From our industry-leading secure online application and document collection portals to our eSignature systems. Our clients consistently praise the tools we use to streamline the mortgage process.
6 – Our Reputation
We have done hundreds of loans as a team and collectively thousands over our time in this business. Our clients, realtors and referral partners think very highly of us. We have a long list of testimonials click the Client Testimonials Tab above
7 – Our Niche Programs
Up to 95% jumbo loans, FHA down to 580 credit, 80% LTV 1 day out of BK/Foreclosure/Short sale, Bank statement loans for the self-employed, asset depletion and as of February 1st, 2019 – 100% financing with NO MI up to $650,000 loan amount.
About Rob Spring
Hello, My name is Rob Spring, I lead The Spring Mortgage Team with Hometrust Mortgage. I am an Area Manager and License Loan Originator – we are a local Mortgage Lender and Broker. Our office is just off the Historic Downtown Square in McKinney, Texas. I have been in Mortgage and Real Estate for 15 years. We’ve seen the ups and downs – There have been lots of changes over the years and we’ve been able to stay on top by delivering dependable, knowledgeable mortgage planning for our clients.
Hear what people are saying about us:
I had an absolutely amazing experience. I’ve gone through about 5 transactions now, and this time I was buying. There were a few obstacles to overcome, but I was always kept informed. There was always a constant amount of communication. They were really personable and nice. I had a really great experience.
The Spring Mortgage Team, specifically Robert was always quick to reply and full of information, most of which I was unable to find anywhere else. Honestly, their reply and turnaround times with the wealth of information, I really felt was above and beyond.
Whenever I had a question, they were always happy to answer it, and they provided me with a plethora of options. I feel like a got a really great deal.