What can you do to improve your credit before applying for a mortgage?
First of all, you need to have a basic understanding of what your current accounts look like. To do this, my team and I can perform a soft pull that won’t affect your credit score.
The most important thing on your credit score is your revolving balances, specifically in relation to your limits. If we can get these below 50%, this will help to improve your score. Your score will be even better still if we can get them below 10%.
If you have any other questions or would like more information, feel free to give us a call or send us an email. We look forward to hearing from you soon.